After you have one nightmare, you pay closer attention.

After having the inspection done, a mold spot was found in the ceiling in the garage - there is a bathroom located above it.

@Farrukh Madaminov Will they coordinate you to be let in for an inspection?

@Albert Kim Did you get a inspection done?

Hi @Nikolay Voronovich, Baltimore has a lot of regulations and annual inspections. 

I was going to add a clause that the house has to pass inspection, but the longer I think about it if there’s is a damage behind the walls my inspector will not be able to tell.

I haven't looked at our rates in years but I think we're probably closer to 0.1%.I searched the local banks and they're all at around 0.2%.

I would plan to be at the appointment with the pest guy and have them point out any issues they see, take lots of pictures of any potential issues, then send written notice to all identifying issues that are causing a continuing problem along with written notice that inspection of all units will be scheduled each time a continuing complaint is received and units found to be contributing to the problem will be billed for the treatment. 

If there is considerable equity in the property, this situation can be quite profitable, by acquiring the seller's interest and subsequently foreclosing on the non-selling co-owner for his/her unpaid portion of the expenses.It works like this, do a title search to confirm who has how much interest in the house, and get a good inspection to see what maintenance is currently required. 

@Patrick Menefee yes every property is regional and typically properties that are in B-, C, C+ areas will get closer to the 2% rule.