Any ways, I'm a newbie with a vast amount of sales experience, desire, drive, and commitment.

If you've got a primary residence with sufficient equity to shove a bunch of other debt into it, that'll be a win just based on owner occupied interest rates. 

I screened multiple realtors, and picked one with vast experience in investment property.

Instead, you need to see the overlooked opportunities that are all around you and act on the vast sums of untapped income and unclaimed success just waiting to be harnessed.You probably spend too little time studying the most successful, innovative and profitable ideas people in other industries use to grow and prosper.Yet, if you start focusing on other industry’s success practices, you’ll be amazed at how easily you can adapt these ideas to your own business situation.Suddenly, you’ll see significantly better ways to produce significantly better results from the same time, manpower, effort, activity, and capital.Vision isn't easy.As a result, most people let the opportunity of a lifetime slip through their fingers & live to regret it; but in this case I could make it easy for you to Not let this one slip away so that you can take advantage of this unique opportunity with zero risk.Instead, you need to see the overlooked opportunities that are all around you and act on the vast sums of untapped income and unclaimed success just waiting to be harnessed.In a recessionary economy like this, some 30 million people could be out of work -- they lost their jobs, got put on shortened work week.Millions will be (or are, right now) aggressively looking for business opportunities they can purchase or start.Though most of them don't have a lot of cash to invest, they still need income, they need work, they need productive activity that makes them money and keeps them feeling worthwhile.I believe there’s not one business owner or startup I’ve ever met in North America (and probably the world) who couldn’t, who shouldn’t broaden their perspective and think about how to grow yourself a small or large business empire.And that can mean nothing more than multiplying the size of your current business many times through external leveraged buyout acquisition activities.Or it can mean multiplying it through a roll up.Or it could mean buying complimentary-type product and service businesses.Most people in business - or wanting to start their own business - set their sights too low.They’re often content merely to have a so-so business that makes them a barely livable income.But why start a business that has a one in thirty chance of even making it five years –when you can acquire a solidly profitable existing business that’s a huge, proven moneymaker that has a high certainty of working - using none of your own capital?

You'll need atleast three months reserves that has to be verified as well (Banks will accept 60% of the value of a retirement accts, stock or bonds as sufficient reserves)

If you want to buy and hold, this hard work may come in the form of searching for deals with enough margin to insolate you from market risk of buying in a hot market, and having the discipline and patience to pass on deals that don't have sufficient margin.

Does your buyer demographic need 5 bedrooms or will two  bedrooms or three bedrooms be sufficient?

You could charge it back to your deal if it is of a sufficient size and there is sufficient profit remaining to attract investors. 

I don't think a SEP or a SDIRA is vastly different from either one of those, but I would have to do some research to be sure.

This way you're allowed more flexibility with your end buyer not to mention you'll also have sufficient time to set up other deals if the first falls through.