I.e if you are in a place with long, cold winters and where the norm is to construct {residential} properties with full basements, then an uninsulated, yet conditioned, basement could be the source of 20+% of your heat loss.Dustin - a 3.5" air gap may be reasonable in Kansas (if you wall assembly was air tight ... even then I am doubtful) - however, it does nothing about the 12 - 15% of your wall that is framing and a thermal bridge.When it comes to windows, there are advantages to triple glazing and inert gases (though they do eventually normalize with the atmosphere) ... however a well-built double glazed window with an insulated frame will match, or out perform a triple glazed window with your run-of-the-mill aluminium or vinyl frame.   

(HUD home)Spent the occupancy period performing a live-in rehabRe-financed and used FHA to buy another propertyPlaced a tenant in the first houseI created $50k in equity in one year that I pulled out in a HELOC before I moved...Remember that FHA will lend on 1-4 family properties...if I had it to do over, I would start with a 2-4 unit to have the mortgage payment covered.

The only way to be able to accurately plan for just about anything is to have done it, or something similar before, and tracked your performance. 

I suspect they ratified the contract so commish is owed.I bet this just blows over its a small claims matter most likely anyways.. but one can sue for performance I did that last year and won.. my first ever but there was substantial dollars involved.I put up over 30k to pay back tax's and the seller would not sell.. so I sued for performance and won.Now I had to on the date of closing put all my cash into escrow 100% of purchase price and it was a tidy sum.. and it sat there for 18 months while we went through the court process.. the Judge gave the seller every opportunity to defend but she just went completely dark and lived there 2 years for free. but I know thats an extreme deal and most folks ( buyers will not go to this level) and or have the ability to do that since they need a loan to buy.. but there is a lot of cash out there so we can't make that assumption that the buyer does not have cash to come to closing on the close date and make a demand.  

Reassess this number every five years based on the performance of the property and the amount of debt left on the property.If you do this properly, all your surprises will be good ones.If, on the other hand, you are speculating in zero-cash-flow properties that you believe in your heart of hearts will appreciate and make you rich, I wouldn't feel confident saying that you are investing in real estate with FI as a goal.

Some vendors experience better deliverability by performing postal hygiene - including National Change of Address (NCOA) and CASS Certification.

I added Burlington mainly to contrast a smaller market against the long term price performance in terms of the Big 4.  

Are they section 8 where you might have certain restrictions or possibly poor performing tenants?  

My lease does state regular cleaning must be performed, or landlord reserves the right to hire a cleaning crew and charge tenant.

However, the green program seems to be all but eliminated, so if you were previously underwriting to green rates the shift to non-green might make a real difference in your numbers.When I’m underwriting, I’m simply solving for specific performance values.