Note ADU addition in a MF zoned area may be comped with a duplex but I personally think this is wrong as a SFH with ADU is not a duplex.- it is cheaper to buy a property with an existing ADU than adding one   In addition you would receive RE purchase financing.  

Lastly, our DTI is maxed out per every lender we've spoken to recently as all the properties are mortgaged in our personal name.

What happens if one of you decides to buy a personal home and need the credit to qualify for a new loan so needs to sell this one to make it happen, but the other partner not ready to sell yet, or doesn't want the capital gains. 

Help me think through the pros and cons to determine whom I should rent to:Candidate 1: Single recently divorced person with a 65 lbs pitbull.

Can I charge my business as I am lending the money?

Money is getting tight, thinking about getting a personal loan to buy me some time. 

The total cost of project is more than we can qualify for based on personal income, although our W2 income and credit score all work in our favor.

I have seen quite a few CRE platforms (Loopnet, Reonomy, Crexi etc.) and all have horrible ratings with the Better Business Bureau.What does everyone here use as a reliable source of info to prospect and be able to do due diligence?

You aren't acknowledging that you are just a middle person with no money so you are starting with an untruth, the quickest way to get someone to hang up on you.

He got the owners Lucy and Charles Petri of Omega Realty to buy this house without ever seeing it in person and they still havent seen it to this day.