If in CA reporting to the board will get her severely disciplined if she is indeed in the wrong I also think there is a fund that helps return money to swindled consumers, funded by realtor dues.

@Rexanne Andrews door knocking is a great idea but I find it a bit time consuming. 

My wife and I have been interested in real estate as a means of financial freedom for a couple of years now, and we've spent that time voraciously consuming all of the content we can find on the subject (especially on Bigger Pockets). 

I did not even write the following..I'm just cutting and pasting.)WARNING – PRIOR TO ENTERING INTO THE FINANCING CONTEMPLATED BELOW, SELLER AND BUYER AREADVISED TO SEEK THE ADVICE OF LEGAL COUNSEL TO DETERMINE IF THIS FINANCING COMPLIES WITH THEDODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (DODD- FRANK) AND OTHERRELEVANT FEDERAL AND STATE REQUIREMENTS.I.

Tenants consume less when they are paying for utilities.

With a consumer on the receiving end, not worth it. 

Building a buyers list does not have to be time-consuming.

I have actually done my own taxes in the past and plan to do so until it is too time consuming or too complicated (my BS is in ACC&FIN even though I do nothing with it other than personal stuff). 

Well in the last half hour I found only five AO online, so far its time consuming.

When I asked my lender about this, her reply was that there's a consumer FICO and a lender FICO that is usually much lower.