Specifically: "Under Florida law, Citizens may write a new insurance policy only for property that meets one of the following eligibility criteria: Coverage is not available from a Florida-authorized insurance companyPremiums for coverage from Florida-authorized insurance companies are more than 15 percent higher than the premiums for comparable coverage from Citizens"The entire state has the potential for sinkholes due to our geology (limestone is not our friend). 

As a matter of fact, we've been leading the way on some ridiculous ideas the last few years. 

I use Listsource for lead generation and I send direct mail to reach out to these leads.

Even if you painted them yeaterday people assume they could be painted with lead paint in an older home.

Also if you're doing inbound; Facebook gets super pricey and the leads are not qualified.

Tristam, you stated, "theft isn't covered, but vandalism is"Which would lead me to believe the property was not occupied at the time of the loss. 

This will lead you in the right direction. 

They offer a deal automater program, they claim to have mentorship and teach you how to acquire properties through leads and wholesaling.

Do I let it go to voicemail so I can get more details, or will that basically give up the lead?

Good Morning...Today is Tuesday and being much like any other typical day in the real estate investment biz my mind is focused on what I can bring to my team in terms of work output, creating new leads and overall productivity.