Rates and terms are generally in the 4.5% to 6.5% range or higher depending on the properties, loan amount and borrowers strength.  

I bought most of my inventory during the last downturn so my monthly payments are pretty reasonable.

You need to learn how to manage your current inventory before you grow it.  

It seems like multiple estimates provide the whole picture, and allow a "range" of possibilities.

There's a lot involved in it, ranging from lessons about the culture in the Philippines, what to expect from a great VA (and what to not expect!)

I can say that the SFR market is cooling down, but inventory is still moving.

The area I currently live/work in has absolutely no opportunity for a home in my price range.

It'll be hard to find any active comps since inventory is low and everything sells quick.

By small I mean in the $8 to $20 range.

Of course, we don't know where you're located or what price range you are considering, but I would think you'd want a little more $$$15k is great and I commend y'all for getting that squirreled away, but that's only 10% down on a $150k house.