Nice job.Sounds like, once you refinanced these properties you got your $20,000 back, maybe even the refinancing put some extra money in your pocket?

Hello Dana Happy New Year to you too.So how we have a few rentals as well and we when we wanted to pay them off, we took all of the extra cash we could spare and put it towards the property with the lowest mortgage.

Really the difficulty on financing with condos has more to do with the underwriting guidelines than anything else.

She was all about the "extra" rental income from the park owned homes and I wasn't.

That ended in having to extend the purchase contract to double the original timeframe, costing me an extra $5-10k, and required an extra $30k down to close. 

You can't get blood from a rock, but it sounds like he would be able to cover your extra expenses assuming you won your case against him. 

check your local building codes but usually:no pass through, needs a closet, has a windowyou can label it as anything you want, but it is not "generally common and accepted" to mislead people and you are setting them up for being dissapointed when they view the house.Also, you don't get much extra value if any from a 4th bedroom vs. the 3 bedroom with living room

You may also want to consider how far out you would be extending the amortization schedule again (ie. if you pick up a few hundred in extra cash flow, but the loan is extended another 5yrs, then it may not be super beneficial). lastly, you may also want to chat with your CPA...

There were extra fees because of the draw process and the structure of the loan.

The result is that the average American had a whole bunch of extra money to spend.