You may qualify for the delayed financing if you paid with for property with cash and you want to refi prior to 6 months.

Are many of those homes sold in Chula Vista freshly remodeled, sold by an LLC, and purchased for all cash just a few months prior ... if so, those are flippers and it may be a good place to flip.

Look at 45 prior to auction pre foreclosure specially that have more than 40% equity.

This situation is little different than a scenario not involving a short sale where your title company did a search prior to closing and discovered there is a lien on the place. 

I would also like to know if anyone has experience making offers to the banks/owners prior to the auction?  

While I would say both properties are rent ready, I did plan to do some painting in them prior to putting them on the market.  

If im doing private showings of my home, is there any discriminatory laws or regulations etc for requiring buyers to have a pre approval letter prior to showing?

I was thinking of purchasing an appraisal prior to my bank as a test run.I would love to hear all of your ideas. 

There are other companies who transfer title prior to the home being complete or having a tenant.

Its a duplex with 6bedrooms and 4 baths.Sticker price is 225k (which is scary for me)One side has tenet that has lived there for 9yrs and is currently at $929 a month and Ill live in the other side and rent my current house out.We will be doing a 3.5% down with a 30yr note.My lendor said in closing we could negotiate that the other sides rent needs increased prior to closing (market says it should rent between $11-$1200 and I was thinking of just bumping her up to 1k and in a year rent out the other side for $1200.