The mortgage  doesn't have a prepayment penalty but I am afraid to let my lender know about selling the house because obviously they are going to loose their commission.

I probably spend at least 2 hours of my day checking Facebook, surfing the web, or watching Naked and Afraid.  

I have 2 unfortunate mortgages against my home I should never have taken out, (borrowed to invest in rental property) now with very very low income from rents only and no job, I am afraid of not being able to have a free and clear home anymore, my goal is to get rid of those 2 mortgages as I cannot afford them but I have 2 free and clear rentals that I have owned for 9 years.  

But I need to get started REI as soon as I can - any longer and I'm afraid I won't take action. 

Don't be afraid to price shop and to check out the quality of the different companies.For your first mailing I'd do it in house and track your response rates and then compare it to outsourcing - which entails having a full service shop process the list for you and do the print/pack/ship.One thing I picked up, you're whittling down your list.

Enjoy the forums and never...never..never be afraid to ask questions.

Real estate is a personal business (in my opinion) so don't be afraid to go out there and meet new people and utilize the network you have. 

And I'm not afraid to swing a hammer as well. 

Raise the rent to market levels ($550)I see the potential but am a little afraid to make the leap.  

I look in Pocatello for deals I am in Northern Utah but not afraid of the drive..