unless your mortgage is a portfolio loan banks DONT own mortgages they sell them to wall st who creates MBS and then you have servicers and so on and so forth.. its not as simple as the bank will do this or that.. it can be .. but not if they have been packaged up and sold 

Hey guys,I'm new to this and might need some help with writing a simple a effective letter to seller regarding an offer that I've made.I just submitted my very first offer and really want to make a statement that I love the property and really wish to own it. 

A simple e-mail acknowledging this is MORE than enough for the courts.

We just put our home on 90 days deferred payments with Wells Fargo - they added a simple button on the webpage when you're logged in, takes about 1 minute. 

Would I need a RE agent to begin the process, or is it as simple as just calling the owner, and suggesting a sub2?

SEPs and SIMPLEs are also good for some businesses.

Starting out by house hacking a multi-family property is a great and very simple way to go; it will get you into the property and give you experience you can build on right away (hint: read that sentence again). 

I been having hard time getting them to clear a simple demo lien extension and fighting for almost 2 months now.

I’ve educated myself but I’m having a hard time starting trying but what are the tools to make the process more simple.

Don't be the guy who just comes in asking for help, especially someone who asks for help from 2 simple sentences that are bare bones.