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Updated over 4 years ago,

User Stats

10
Posts
1
Votes
Karina Ruiz
  • Miami, FL
1
Votes |
10
Posts

Which type of Retirement Account is best for Investors

Karina Ruiz
  • Miami, FL
Posted

So I'm trying to decide whether it's more efficient to invest in a traditional IRA or Roth IRA. I'm planning on retiring before retirement age, so I was leaning towards the traditional and then do a Roth conversion ladder. But I'm also planning/ hoping that by the time I retire my rental income will be equal if not higher than my current salary. I was wondering if any investors are currently doing a conversion ladder and if so if the tax write offs from your properties is enough to get taxed at or below 30% tax bracket, for example. Which do you think is the better option?

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