Better software will give you the option of charging the Tenant for those ACH fees, but I personally eat the cost of them.

The one month's worth of rent covers some costs (cleaning, readvertising) and the rest is a hedge against vacancy.

You can get a free initial review by going to AVVO.com and talking to an attorney in your area.

I'm looking at a gains amount of 40K after closing costs, realtor fees, and tax payback.

So, by trying to get a tenant out and replace them with another tenant you have a 50% chance they will be the same or worse, plus the expense, lost rent due to vacancy, plus any tenant placement costs with your PM.

If there is a problem that you think I can help solve, feel free to reach out.

Whe shopping around you are going to see that some charge more interest but less closing costs and other less interest and more closing costs.

Rates, closing costs, and points also play a huge role in making the right move and can save you extra.You also want to make sure you have multiple terms like ARM products, Interest Only, No Prepayment penalties, etc.If you want to talk REI feel free to reach out I enjoy helping when ever possible.  

Cost Side Analysis: Understanding operating expenses, capital expenditures, and strategies for effective cost management.2.

The borrower / partner should have assets to show  (25% down payment + closing costs+ reserves)5.