Instill new norms - act like a healthy neighborhood /extended family.

Most of the principles are small - like don't criticize, smile, and using someone's name.

It's largely up to you.That made me smile.

Anytime you use healthy ratios and strong credit, you're rewarded with more cost effective credit.

That's a heck of a burden to overcome.One way to tell the good ones is that they don't have to resort to shaming and publicly humiliating people like you who express healthy skepticism and discomfort with their material in front of an audience to try to keep you from breaking the spell they have cast. 

Is Colorado a healthy market ?

Two Thumbs up and a smile to boot.

I've started my investing career focussing on houses, but recently came across a condo whose numbers look good (in terms of expenses vs. potential rental income).One piece of the puzzle that I'm not really sure about though: I know that financial health of a HOA is an important element to consider, but I also don't know what "healthy" really means.

Rather than big price drops, I think we may see more normalization and leveling out, which after any big run up, is pretty common and healthy for the market.

Noticed in the HAR press release the housing market has cooled down but is at a acceptable healthy level.