I know the fix and flip guys are following this model as well, though, it seems only the more experienced flippers are staying in the game here while the rest "wait and see" again.Talking with lenders, almost all the hard money guys cancelled their loans and are no longer offering new lines of credit.

If you are being asked for a POF it can mean a couple things, but most often then not, its because you are new to the game.

       Hey bigger Pockets community, I am a newbie to the real estate game.

We will know soon enough if they will continue to pay rent or play games. 

Let's hear a second opinion though as maybe I'm incorrect since I haven't been in the game too long

I’m a little new to the REI game, but have a background that gives me a little leg up.

What is the end game here? 

A couple of the bigger HM lenders that took care of my clients in the past are now pulling out of the game and re-assessing their loans.

Once of my tenants currently is in that situation who works at a casino which is no shut down until further notice.

Still educating myself as much as possible but I'd like to keep my head in the game instead of heading to the Winchester to have a pint and wait for all this to blow over.