The data was good.

Asset depletion/utilization loans with no income docs for primary are going to carry a higher rate like @Erik Estrada mentioned, but this seems really high.

Austin Rent rates also down 6% per Yardi-Matrix data, from 1 yr ago.

This is a big negative for me from ever wanting to do a MTR.There may be exceptions to this if your property is in a high demand area like a large hospital where there are many traveling nurses.

There are DSCR based seconds available for investment properties, however the rate and fees are high. 

How are the property taxes in Nevada; fair, high or low? 

Do like any wholesaler and market to high equity properites in you "buy box".

Being a builder, my first thought goes to the construction type items: Tile or wood floors, vinyl shower kits, high quality wall paint like Behr Marquis, solid wood furniture, good appliances not cheap rental ones, easy to maintain yard outside like DG, artificial turf and gravel. 

You will have better data to make the decisions.

Not to mention the paperwork pain involved with each claim Any thoughts on just not having any insurance at all, or just some sort of liability and really high deductible ?