Asset Based Lending Cost

[Eric Brust]

Hello BP family.

I am currently under contract for my 1st primary home. (Currently own a 4 unit rental and 8 acres planned for development in the near future).

I have just received my closing disclosure and boy is it ugly. I am trying to get an asset based loan my fiance and I don't have the best W2 incomes but we have enough assets to foot the bill. 

I have added a picture of the costs. The loan is for $563,000. After seeing this I am thinking of going a convential route and putting 50% down. (We can only get approved via conventional for 330-360)

What do you guys think?