From my perspective, the new builds are so competitive with both the prices, closing cost assistance and rate buy-downs that they are a clear choice for anyone looking at turnkey options. 

The best they give me is an address - some not even photos. 

If they are not, then it might be time to switch companies, or even, dare I say, self-reflect as your team might actually be to blame.

She is also my neighbor so I have been bringing her organic produce from my vegetable garden (she loves that) and even helped dog sit her dogs for free.

If a seller is offering $10k in assistance but the PP is only $189k on conventional a loan with only 3% contribution allowed, what are all the options for the for any of the left over contributions after. paying closings costs ?

Please hire a cpa or even a regular tax service will do way better job than This scammers.

How are we here having a conversation like it is even ok to let the statement "Multifamily is Pay to Play" in the first place?

I'm honestly not even sure that's a real thing.

There are places near but not in ski towns that can break even or cash flow a little.

My expertise is in international financing, so I can provide guidance if you need assistance.