Seller Concessions Ideas

[Mateo Dabila]

If a seller is offering $10k in assistance but the PP is only $189k on conventional a loan with only 3% contribution allowed, what are all the options for the for any of the left over contributions after. paying closings costs ? Can they be used to cover or prepay the property taxes? The seller/builder does offer home upgrades but trying to think outside the box instead of just taking off the price.