Just trying to understand your thoughts.

You understand the SFR and condo model.  

What to Look for in a Real Estate AgentWhen buying a home, you want a real estate agent who… Takes the time to understand your needs and goals, so you have a true partner in your home buying journey.Explains everything clearly and answers your questions, so you’re never in the dark.Has expertise and a track record of success in the local market.Knows how to find great properties in your price range.Will alert you to new listings, quickly, so you get the jump on those opportunities.Will advise you on the best price to offer for the home you want.Will prepare and present the offer, and skillfully negotiate such things as price, conditions, closing dates, etc. so you get the best deal.Will save you potentially thousands of dollars by ensuring you don’t overpay for the property you want.Will recommend reputable home inspectors, movers and other professionals you may need.Not every real estate agent offers all of these services.

I run my company payroll every month to pay myself.Maybe the lenders do not fully understand my situation of self employment.

When I account for 10% vacancy, 10% repairs and maintenance, 10% CapEx and the numbers above I end up losing money every month.And I know I could argue that I don't need to account for capex/repairs and maintenance as it's completely rehabbed, but I have the understanding that the deal should cashflow anyways with that accounted for.

This makes me anxious because, as I understand it, the whole point of putting contracts in the company's name is to protect our family finances. 

I understand that the mortgage limit with most banks is 4, but some can go up to 10.

I saw this in a listing and did not understand what it meant.Does anyone know?

A friend is an executor dealing with a property in Catheral City in Riverside County which I understand is near Rancho Mirage and Palm Springs. 

Understanding how to locate deals in NJ.