Bottom line though for a buy and hold investor Property tax's are an important component and all things being equal if your in non appreciating states. .Like Texas basically has been for ever and a day ( except Austin ) and the little bit of run up they have had..

@Christian Brodin  I hear ya on the cheap Memphis Multi's I don't think I have seen a city with more boarded up fairly new 40 to 100 unit complex's  and you just know some west coast group is going to make yet another run at them... sink a bunch of money into them only to have them basically be cannibalized by the tenant base there...

I have basically been doing some investing (buy and holds) as a pass time, but I'm looking to grow and turn this thing into a full blown business.

I checked out their state license and found no issues with them Basically, they would be using my home soley as a home to take care of their clients.

Given my background, I’ve negotiated literally hundreds of contracts and deals by following 5 basic steps. 

Now i just want the corruption, as well as lack of adherence to basic legal findings, is exposed.

The valuation is basically the present value of the income and/or expected appreciation of or from the property over the term of the option. 

NAR has an agreement with Move, Inc (now News Corp) and the realtor.com site to "...present basic MLS property listings to consumers on our web site and our mobile applications

And Kris, I'm basically looking for the paperwork process from a-z.

Also, if I leave my job, I believe the loan becomes due and if I don't pay it I believe I am subject to a 10 percent penalty as well as a the balance considered income and therefore taxable - basically an early withdrawal.