I would bake it into the rent.

Also consider whether you are going to charge the tenant a flat rate and then bill them extra for their portion of insurance, taxes, common area maintenance, etc. or if you will just charge them one higher fixed rent.

Are there any agencies geared towards LCB licensees with low commissions or flat fees?

I am using a conventional renovation loan.Given these numbers I’m estimating 65k profit BEFORE seller fees, I’m also considering living in the house if house prices don’t hold up.Given that we are in an environment where house prices are almost certain to fall or stay flat and the amount of time and energy requirements of a renovation I’m wondering if this deal even makes sense, my biggest concerns are having to put this house on the market early next spring amid declining housing prices and taking a loss - or even worse not being able to sell and carrying a $3500 monthly mortgage payment (my W2 earns me 140k a year but I’m providing for a wife and two kids).

So you're not going to look a borrower's credit score, but you're going to consider other factors such as a history of on-time payments, which is already baked into a person's credit score?

I pay a flat $300 per year on one, nothing on the other, No tax returns, no reporting to the IRS on the Solo401k due to assets under 250k in it.

We might be flat or a tad below from the crazy Spring (the usual high point) but not if compared to Sept 2021.

I am looking to invest in a 3 or 4 flat rental property and would be a "live in" landlord.

It is intended for flat roofs.

However, mine was not a flat-out rental it was more of a House hack.5.