I agree with @Nikolas Ferreira about the David Weekly homes, i used to be in construction for five years doing slabs with my father, they were some of the highest quality houses we worked for.

@Moore AndKeyThey're probably calling because they got your card in the mail.

Google "MGIC rate card" this will outline what your PMI should be provided you know the coverage requirements and your FICO score. 

My search within Los Angeles County reveals on site positions at minimum require real estate license, CAM certificate, and five years experience.

I'm with you, windowless envelopes are the way to go.Windowed envelopes have the connotation of being a bill, credit card offer, or spam mail and we do not want our letters to scream "SPAM!!"

I dont know if I would take notes, but I would definitely be ready to meet some people.If you dont have business cards, make some or have some very simple ones made that have your name and phone number.Get as many cards as you can.

1) Pay off all credit card debt with high interest if you have it2) Establish an emergency fund. 3-6 months depending on your risk tolerance3) Decide what real estate strategy you are going to pursue based on how much time/energy you are willing to invest, and how you can add value (i.e. finding deals or finding money)4) Decide on the market you want to invest in and attend local REIAs5) Have a mentor in the market you want and add value to them At the same time you should be listening to all the podcasts and taking notes.

I want to find a good vendor and get a loan and credit card for my business.

Offer to work with them, but I would definitely play the "I don't have any money" card.

I was also very surprised to learn of a five-star restaurant that was established by Washburn school called Sania!