You need to be consistent in how you respond to prospects, and in how you make your approval decisions.

My husband is looking to purchase a property (owner-occupied) in Dallas, TX.He has an 800+ credit score, no credit issues. good reserves, and consistent W2 income without significant debts.   

Zillow "zestimate" is below our ask, but our list price is very consistent with comps in an area with a lack of comparable properties. 

Even if a portfolio consists of only mortgage notes, why take the risk?  

@Sydney Rae Yes, it is definitely a bummer that you can't close in an LLC but it may always be an option down the road once you have enough equity and can refinance out of the VA/FHA loan.They will consider any consistent income you're receiving but it will have to be enough to cover a particular ratio that they're looking for.

The deals are out there for sure you just have to stay consistent.

The approval of AB 2179 would maintain a consistent standard for eviction protections across California, preventing a hodgepodge of local rules for tenants, landlords and courts to navigate.

Also think about what you will need in 8 years, capital or consistent income to live off of?

@Chelsea Mays I've been an agent for 16+ years consistently selling $7M+/year and have never been a part of a team... of course I was with Long and Foster (Mid-Atlantic) for many years where I had excellent training and oversight before moving recently to eXp. 

If you are consistent with learning real estate over the next 4-6 months, you’ll be ready to purchase your first (or next) property in NO TIME!