Starting with a manager and an agent, you should be able to build out the rest of your team with their referrals.When you say you have $80K for a down payment, are you also factoring in closing costs and reserves? 

From what i am reading lenders are going to want you to go through your reserve accounts and cap ex accounts .. and if you have none of those well they may just say why not.. its your responsibility as a landlord to have reserves..

I keep reserves as current expenses, so there is room to shave expenses to extend the cash reserves.

You can't be an effective wholesaler, long-term, without your own reserves to close deals.

Basically a place to store and track tenant forms and data, organize accounting, do tenant screenings, create invoices, and meter electric and water.

We aren't a large multinational corporation with massive reserves and big cushions to fall back on, but we are human beings that have empathy for a situation that no one alive has ever been through.

I use my HELOC like a savings account and don't keep much in the way of cash reserves.

Secondly, I personally would rather take a 3.5% or 5% downpayment on FHA loan if you can still get one right now vs. putting all that cash down and depleting your reserves in a very volatile market.

I’m now thankful it didn’t go through, my portfolio is much less risky, and my reserves will go much further!

@John Morgan  I don't know about where you are, but the grocery stores here in Phoenix are hiring for stockers,  Fry's Grocery stores sent me an email about that, and Safeway is hiring too.