Looking at the math it doesn't really look like an opportunity that would provide any cash flow, but instead just provide a way to make my mortgage payments significantly cheaper every month since that's what I would put the rental income towards.

The examples and math are great. 

I wouldn't take a penalty if someone upfront couldn't explain to me the math behind how the penalty will be calculated, no.

@Noelle Pritchard BarkleyHi noelleAs a kinda newbie to realestate but not totally the first thing I started with was listening to all the blogs,you tube,and read books for this information figure out a first goal you want to reach and how many deals you would need to figure the cash flow,do ALL the math how many houses, vs.

Get good at your math when a good deal comes along snatch it up.

Seller financing is the same math as a bank, it's just more flexible.

Hopefully he isn't baking those numbers into his math.  

You do the math.

Congrats on your relocation...do the math before you make a decision that may mean a longer time on market and less net gain.

(my math sucks)​$650,000 mortgage, 5 year fixed(closed rate)​1- 25 years; 2.55% with $2000 cash bonus ($2900 per month)​2- 30 years; 2.49% ($2560 per month)​​If I put any extra money into a 5% dividend stock, would option 2 be better?