Which mortgage would you choose?

[William Chan]

Anyone can tell me which is better? (my math sucks)

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$650,000 mortgage, 5 year fixed(closed rate)

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1- 25 years; 2.55% with $2000 cash bonus ($2900 per month)

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2- 30 years; 2.49% ($2560 per month)

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If I put any extra money into a 5% dividend stock, would option 2 be better?