No loan app --- they only accepted cash payment.

My agent knew what the other houses next door went for (by the same seller) so he was confident they would accept the offer.

That's what I suspect anytime it's this difficult to see where a company makes any money.Not sure, as they accept Stripe for CC, Dwolla for ACH and Paypal.

Just remember that HELOC's are adjustable rates, So always know and accept the risk that the rates may go up making the payoff more difficult.Best of luck with your project,Alex Furini, RA

I worked in the corporate world from 2002-2017, when a buyout was offered and accepted.   

I worked in the corporate world from 2002-2017, when a buyout was offered and accepted.   

She did push back against him accepting the initial offer so perhaps she is afraid we will work out a deal? 

Again, I may be wrong, but my assumption is that it's still up to the seller to accept or counter or deny.

"We don't accept gift funds as part of the down payment for an investment property.

Assuming her references check out, if she were applying to your property, would you accept or reject her based on the above information?