So accepting and approving multiple applicants is the norm?

I believe such plans are offered by specialty divisions of the mainstream financial services providers like CIBC & RBC.

They were fine with my score (about 740), but have issue with the percentage of personal credit I am utilizing, so that discussion also petered out.Apparently, I have a lending profile right now, that is not attractive to mainstream lending programs.Any advice?

Also, in a mainstream asset class like value-added multifamily, I see no reason to take a risk on a sponsor that doesn't have full real estate cycle experience or that lost anything more than a small amount of money (and prefer no money lost).

We do co-living for the main stream. 

We currently accept rent from tenants using a variety of 3rd party apps-Cashapp, Venmo, Zelle but are moving away from accepting payments in our individual names and want to start accepting payments directly to the LLC/business accounts, but LLC accounts do not accept Zelle and there is a fee for using business accounts on Venmo.

Although as @Drew Sygit asks, what have those PMs that pledged to do it better now learned that may bring them back into line with main stream service providers? 

Tell the tenant you will only accept payment in full with certified funds.3.

Again, if there is a form of payment you do not accept, then I would line through it.All the forms can be edited.

You could agree with the Seller that you will accept up to $10,000 in the special assessment and the seller covers the remainder.