@Joshua Griffin I assume you are asking homeowner's insurance and not an umbrella policy.

Welcome @Joshua Delarosa!  

I have been listening to your podcasts with @Joshua Dorkin and all the great guests.

Thanks Joshua.  

@Joshua Frahm - Sounds like you are doing it right.  

Joshua, first and foremost I would like to apologize for such a late response.

A pay down on mortgage is a tax free return of say 4% while a 5% return on stocks or another real-estate investment is generally taxable.On the other hand, you are able to expense the interest on a mortgage which will help offset your taxable income so it is not a 4% expense every year like @joshua Smith suggests but actually a bit less.

Joshua Kerner only buy off actuals p and Ls for the last twelve months.

Just to echo what @Joshua Davies posted, it will be nice if we can have a local meet up with Bigger Pockets members.

Hey @Joshua Mattson, thinking outside the box here but what do you think about this...Your father continues to own the property and you continue to live where you currently do.