Landlord Insurance in KY

[Joshua Griffin]

Hello Kentuckians!

I am about to start renting my house out after the 1st of the year and I was wondering if you all had any recommendations for Landlord insurance? Specific agents or carriers that you like and use?

I got a quote from my boss' agent and it was $2,400 a year and that's after agreeing to mandate no large dogs, no charcoal grills, and that they have to carry renter's insurance, etc.. It seems very high to me. I'm used to paying about $100 through Statefarm as the owner/occupant. I figured it would go up, but not double. Do I have unrealistic pricing expectations for a 4/2 single family home built in 1915 in Louisville?

Thanks for your help and feedback!