I've looked all over the country for a city that I could invest long term in and Kansas City & Indianapolis definitely came up on the top, especially if you're looking for more stable cash flow.

Commercial space there is attorney legal costs for negotiating a lease, tenant improvement credits, and leasing commissions to tenant rep brokers.Also know if you approach credit type tenants they can take 6 months to 1 year or more to commit to a site depending on how larger they are.Mom and pop tenants usually go in much faster but are not as stable and require more ongoing work.

I feel good about that area, as it has a stable economy, large major employers, is on the interstate, and has some good school districts.

Now if you buy a lot of properties by NAS Corpus, expect a lot of turnover, since it a training command, but the rental pool by an operational base is much more stable.

The type of tenants who default, usually won't have any money or a stable job anyway.  

I've been looking a lot recently at the midwest as it would fit our criteria and prices are generally lower with stable rent rates.

Long term I'd prefer to have stable tenants who own trailers with less turnover. rent to own would also take care of repairs and maintenance.

Account Closed I've thought about shorting stocks or other things (bonds), but I want to keep my finances more stable than that.

Hi Everyone,I was wondering if anyone has had any success with buy and holds for rental income in the Portland Maine area (and suburbs)I often get more nervous about smaller cities but it seems to represent stable population growth and low unemployment. i am an out of state want to be investor and the proximity allows it to be a good target Would love to chat with anyone from the area or with experienceThanks

There are many reasons to refinance, some are: 1) to replace a hard money loan, 2) replace another conventional loan with better terms, 3) replace a maturing loan with balloon (similar to #2), 4) consolidate multiple loans into one, 5) pull out some equity after slow growth, and 6) pull out some equity after adding value for quick growth.In most every case a traditional lender will want to see that the property is "seasoned" -- that is the vacancy and rents have been stable for 9 months to 2 years.