Because I did not get any estimates prior to the adjuster visiting the property, I really don't have a good idea about what the job really costs. 

Lending here was completely reckless prior to the crash.

HI Siri,A lot of the options that you may consider will involve or is recommended to be discussed with a tax professional.Some options below, option #1 - You can utilize your parents section 121 home owner exemption (up to 500k married or 250k single - cap gains tax free for primary residence if they've lived in the home for atleast 2 of the last 5 years prior) and out right purchase this home from your parents via direct purchase contract/agreement (avoids commissions/etc).This allows your parents to have all the funds tax tree so there should be no capital gains state / fed/ or otherwise on these gains.This allows you to invest with those funds as you live in the home as your primary residence in the meantime (as you had mentioned).

@Mark Poulton although my situation was not after a contract, but prior to writing an offer, but I was able to get $30,000 off a house price due to an inspection and subsequent proposal for some concrete issues.

Anyone moving in must get prior written consent of the Landlord prior to moving in.

@Derek Chiasson  sorry to say but dead give away to a scam.. there Is no such thing as a 1% insurance fee.You must have hazard insurance in place prior to closing... but if they are saying you buying some sort of insurance to protect the lender from default.. then your being scammed.A common one is to buy some phony policy from a company in Thailand they usually try to get 3 to 5k out of their victims for this one.Send me a PM I will help you through it..

I own my current residence (single family) with no mortgage worth $160k prior to kitchen upgrade.

The manager said based on my twenty two unit experience I could handle the forty unit work load there by myself no problem.I did take a drive through the complex, looked at the residents there and walk the property as well prior to my interview.

I switched prior to the end of my contract to LionDesk and haven't looked back.

One of the keys is to find this out up front prior to showing.