I have a couple pretty good Chicago HVAC subcontractors that may be will to work labor only.

How does that process work?

I like it a lot of my vendors move the inventory in 30 to 90 days so we are only paying sometimes as low at 90 to 150 for insurance per home.Now if your going to keep it a full year or more this is not always the most cost effective.. but it works for a quick and dirty solution.I used Foremost over the years for my MHParks that I owned.. they insruaed the crappy trailers in said parks LOL

If that is enough to pay off your investor and remaining repairs, it may work for this.You can borrow less than the 70% if you don't need it, but they would have to be the only lien on the property so you'd have to borrow enough to pay the investor as well.  

Please reach out, any and everything would help a lot.Depends on your budget, where you work and nature of your work, Solano County and Contra Costa County are also possible options.

I inherited a tenant in the SFH and am working on putting two more tenants in the other two ADUs in the back.

Someone will eventually come across an opportunity that works for you.Example: I'm a real estate investor looking for a fixer-upper, single-family home or up to four units.

https://www.biggerpockets.com/blog/short-term-rental-loans-a...DSCR Loans: Terms to Know When Working With These Popular Rental Loanhttps://www.biggerpockets.com/blog/dscr-loans-terms-to-knowWhat’s Next For DSCR Loans?

I'm not a flipper but work with a lot of them. 

I'd be happy to chat about how we handle insurance on our new builds and what might work for your portfolio.Cheers,Ryan Cheek