This is why other posters are bringing up an about us page, mission statement, build trust, etc.

First, to say that bird-dogging is illegal is a very broad statement.

I don't trust 90% of the depositors to have any idea how solvent a bank is based on their financial statements.

Is it as simple as getting copies of my investors bank/brokerage statements with a signed letter of intent to lend.

that's great jimmy..but when the tenant says he paid, or lies and says the landlord says he didn't have to pay until a repair was done or anyother excuse, you have no way to prove otherwise so he may win...it's best to get the seller or property manager to sign a statement, but best to get him/her in court...like i said, cash for keysis the easiest way to avoid this whole mess..in the end, soetimes you just have to keep the tenant in there until they slip up with you and don't pay..then it doesn't matter what happened with the previous owner

Of course, this wasn't an in depth business analysis, just the statements coming from a guy sitting on our jump-seat while shooting the sheep on a Chicago to San Francisco flight.

Of course, SBA loans are not included in this statement since they only consider O/O property.If you would like help with your 9-unit purchase, please email me.

Well, given the Fed's statements yesterday and the continued rally of short term treasuries, I don't think we have to worry about this topic for a while...at least until the next big crisis.

It is the best ratio I have ever found.My math was based on that ratio:Operating Expenses = 1/2 Gross RentsOE=1/2 GRAn income statement says the following:GR (gross rents)-OE (operating expenses) = NOI (net operating income)And,NOI=DS(debt service)+CF(cash flow)SimplyGR-OE=DS+CFsince OE=1/2 GR we can substitue:GR-1/2GR=DS+CF(1 GR- 1/2 GR = 1/2 GR)1/2 GR=DS+CFDS=1/2 GR - CFDS(debt service) as you know is Principle + interest.

You actually back up your statements with facts or thought out reasons, instead of just calling names.