Quote from @Gideon Mukoro: Landlords, property managers, and tenant screeners—how often do you encounter fraudulent income documents (bank statements, paystubs, etc.)?

As a licensed realtor, I have some buyer clients looking to buy a house in New York state. A friend recommended a known realtor in that town to sent a referral.Question: Can the referral agreement stipulate that the r...

We have previously tracked all expenses manually in google sheets and produced financials statements manually, also in google sheets.  

I have an accounting degree, can read financial statements, and can give light advisory based on financials because I've been in the REI space for a decade now.

I am not sure what your statements mean.

Following the installation of a new water meter, I received a true-up for the previous underbilling.Since the meter replacement, my water usage has increased by approximately 20%, and I am now receiving monthly bills instead of the previous bi-monthly statements.

Non-QM I can do things like bank statement, self-employed, ITIN, Jumbo, blah blah blah.

Did you get a disclosure statement? 

(2) Ask for a Personal Financial Statement?

.: I have a main company, that owns a bunch of LLCs, each LLC holds a single real estate asset. 1 of the LLC also acts as a management company for the entire portfolio.Now it creates a problems that with each LLC, I need to file a tax return each year. and so far I am doing them by excel copying numbers from bank statement, which is a nightmare.Quickbook online charges $24 each month in Canada, which really adds up with the number of holding LLCs. and I don't feel like what I require from it justify the cost.