Docs can normally get mortgages with little or no money down based purely on future earnings, even with 300k debt.

Make sure you have your insurance calculated out, If you live in the property also or pure rental it might be higher than you calculated but if you get the right combination it;ll be worth it.

Duplex’s seem to be getting tougher to make sense financially as a pure investment property IMO unless you’re putting a large down payment into it.

I personally would take the additional income and suck-it up in the smaller space (which is purely theoretical since I'm expecting my 4th kid and neither of these scenarios would have enough space for my situation:) )   Looking for your opinions, thanks!

The people who pay themselves typically quit their day job and are using their rentals as their job.The people who have a day job and rentals typically use any of the rental money purely as investment money and keep reinvesting any profits.Im sure there is a grey area where some people take money even though they have a day job, but then you have to ask yourself what are your goals and what you really expect from your rentals.

Hey guys,I recently spoke with a lender about getting prequalified for a loan, and explained to the gentleman that I'm about 4 months away from rolling over from a salary position to a purely commission based pay, and that my income would be increasing fairly significantly. 

I'm just getting started and am looking at getting my first pure investment property in the (hopefully near) future.

just to put this on the table I would be interested in partnering on properties in central Maine but in transparency these are purely cash flow plays meaning if you purchase a property for $xxx and make/keep it well maintained the exit 5-7 years down the road will be to sell it for that same $xxx can't count on appreciation.

That might make it less purely about the numbers and more about your relationship.  

Besides a little sprint, this dog is a pure couch potato.