Im trying to find a podcast I listened to once before (not sure the date of product.

You can use either loan product as a second-time buyer of an owner occupied property.

I'm sure the remote nature of work has caused people to value their homes more highly for one.

So naturally everyone is trying to lock in this rate for 30 years.

A natural gas water heater will also function, especially if it’s got a pilot light (this will have hot water regardless of electricity).

You can rent these books from your local library and they are very helpful:Form Your Own Limited Liability Companyhttps://store.nolo.com/product...Your Limited Liability Companyhttps://store.nolo.com/product...Also, here is the info on doing it in the state of Alabama:https://www.sos.alabama.gov/bu...Typically if the structure of your LLC is relatively simple (only 1-3 members) and no special agreements, it should be pretty straight forward to get it going.

@Wyatt ShortThe 203k loan option is a powerful product. 

But like @Greg Scott was alluding to it is rather counter productive. 

They use spreadsheets, contractor quotes, and research to learn but after that it becomes second nature.

If it's an investment property you could turn to a "commercial or portfolio" product which is based on the property's cash flow (DSCR) rather than your personal income.