How to get multiple refi quotes at once?

[Shawn Wainsely]

I have a rental property at 4.75% as an investment property, obviously rates are much much lower now. 

I have been calling around and can't even get calls back or get a hold of mortgage departments because of how hot the market is. I got a refi quote from my current provider at 3.25%, problem is, they were giving me a lot of push back and did not want to approve me claiming high debt to income ratio. My debt to income is 10% with only one liability which is the mortgage. Point being, they were giving me a hard time and not wanting to approve me despite already approving me when I bought the property.

Is there a platform where I can get multiple quotes and get through this process? I know there is quicken but I never had a good experience with those sites, aside from getting a lot of scam calls and emails.

[Shawn Wainsely]

Originally posted by @Steven Foster Wilson:

Originally posted by @Shawn Wainsely:

I have a rental property at 4.75% as an investment property, obviously rates are much much lower now. 

I have been calling around and can't even get calls back or get a hold of mortgage departments because of how hot the market is. I got a refi quote from my current provider at 3.25%, problem is, they were giving me a lot of push back and did not want to approve me claiming high debt to income ratio. My debt to income is 10% with only one liability which is the mortgage. Point being, they were giving me a hard time and not wanting to approve me despite already approving me when I bought the property.

Is there a platform where I can get multiple quotes and get through this process? I know there is quicken but I never had a good experience with those sites, aside from getting a lot of scam calls and emails.

You can contact a mortgage broker who will shop his/her lenders for you. However in this climate they are focusing on new purchases, it seems like refi's are on the back burners.

Good recommendation, I tried multiple times to use my last broker who originally helped me with the loan. Like you said, they are focusing on new purchases.

Crazy climate right now, reminds me of the last market bubble. Not to sound arrogant but I was really surprised on the difficulty to get a loan as a person with 10+yrs job history at the same job and 10% dti.