Lots of consumers think there's free lunch, in reality there is no free lunch.With HML (& most things in life), time is money, money is time. 16% and 4 points @ 50% LTV will fund the next day, I've seen it (I do not personally work on hard money loans, which is why it says "seen" it not "done" it, and no I do not refer those out either b/c I don't want to get sued when a loan shark does what loan sharks do & bites someone's arm and leg off).A really well priced quasi hard money non-qm quasi subprime might be at like 5.75% and 1.5 points, and might take a month.

Obviously, with no cash, I'll be contributing sweat equity and splitting property equity 50/50 or 70/30 to get my first deal paid for and closed.

Not to split hairs but there is no such thing as a 203k conventional loan.

Take those clients out to lunch and pick their brains. 

I am thinking about getting another water meter installed to split the bills for each unit.

I’d like to split the meter and have both tenants responsible for water as the main home’s lease is up and the rent under market anyway.

You can always do more with a partner and split up the duties as well.

The next ones I would read next are:The Book on Rental Property Investing- Brandon TurnerThe 4-Hour Workweek- Tim FerrissSet for Life- Scott TrenchNever Split the Difference- Chris VossAlso any books that are specific to the strategies that you want to use and the BP Podcast is great for learning!

The management company informed us the owner wanted us to split the entire fence bid.

If you help me with a deal we can talk splitting.