Hi Everyone,I am trying to build out a 10 year "Portfolio Growth Model" in excel. 

Professors, military officers, and some foreign business people fit into this category.B Class: Solid working class renters who are on the edge of being able to afford their own home.

I don't have a lot to add, the advice from @Marcia Maynard is excellent. 

ah, excellent. thank you sir, i will call him. 

According to what I have read elsewhere, at a couple properties...that is also about the place that conventional lending starts to become more challenging and portfolio lending and private financing options start to be a better fit.

Therefore if there is an active hard money lender in the area or suggestions for loans that might fit this deal profile, I'd be delighted to discuss.  

Being a friend to walk through a house you want to buy and seeing if it fits your needs sounds like a non issue.

Mortgage banker and have some friends that work for QL; decent company, excellent training, but they would never give anyone anything "free"!

If he is interested, I'll share what I know about him and then you can contact him directly to see if he might be a good fit for you.

David,Welcome from Kansas City, our area is excellent for buy and hold/flipping.