When you’re deciding whether to lend to someone, what do you look at first? Is it their credit score, their track record with loans, or the investment they’re trying to fund? Do you rely more on the deal itself or the...

I'd suggest just creating one on your own - with excel when you create the template it's both the way you want it, and then also you fully understand it.  

Hey everyone, would value your opinions as we are working towards building a real estate portfolio in the US.  As much as we would love to invest in the warmer States it seems as if the MidWest is the place with the b...

Hi Meir,Birmingham is an excellent place to invest.

There's some excellent relevant & recent material from very high quality individuals on this forum.

The lower barrier to entry would be excellent for my personally smaller net worth.

New occupants will be coming soon, but in a 3 family, i have set of excellent student tenants that renewed.That said, many landlord insurance policies have exclusions for students, so I am trying to gather info on updating a policy to consider the fact that the building is only going to be 33% student occupied.  

The BiggerPockets community has excellent book recommendations, such as The Book on Rental Property Investing by Brandon Turner.

I have recently worked with a company that has an excellent offer.

I'm not sure I can copy and paste my Excel spreadsheet, so i will approximate the numbers here.Strategy:Take a Home Equity Loan (second) on our primary @ 5%.Pay off existing HELOC (variable, at 7.5% now), use remainder ($120k) to buy the land (plus 30k of our own cash).