Increasing your insurance and buying an umbrella policy is probably a better, cheaper, more effective way to go if you just own one property.    

Live readings on an individual water device are not cost effective in most cases.

So we (North Americans) are sitting on the largest reserves in the World of an efficient, clean burning, and cost effective fuel source (Natural Gas) and the politicians response is to ban using it.Only in government folks.

Oh and after some reading, I got a little confused about the "magic" date of 2008 when this law when into effect.

If I may say so, since I was once a broker, the broker you select should be flexible with you.  

@Stephen Moskowitz I actually just had a long conversation with a realtor in Staten Island who told me they've seen a substantial drop in the number of houses being flipped due to the after effects of Hurricane Sandy.

It also asks what the effective date of the most recent paystub is, which makes sense: if we're 3.533 months into the year and the borrower has rec'd $Y in overtime year to date, you could divide $Y by 3.533 months and arrive at a spot on accurate YTD monthly average.

But if tenant's lease is still in effect and no deposit was contractually required and the lease does not give you the ability to request a deposit, then you probably have to let the lease term run its course.

What are other best lead selections to target if there is no tax default leads?

Don't outsource your capital formation or rely on platforms with little experience underwriting to select your project to fund.