One thing to consider with ductless is the layout of your units .... the more open and better air circulation, the more effective a ductless unit will be.However, as several of us stated above and your energy audit revealed, you get the most bang-for-your buck by improving the air sealing (first) and insulation (second) of the building envelope.While solar photovoltaic (electricity) is not economically viable here (or in most of NA), we have had success with solar thermal as a heating source for domestic hot water.

I got into a discussion last night concerning the stability of various investments during extreme economic downturns.  

I do not plan to leave school because I really want to earn my degree in business economics.

It's not the only economic driver but it helps.

My daughter got a Degree in managerial economics from DAvis and landed a very good job at Intel.. and has a very secure position and life in my mind...

Economic conditions are starkly different. 

Regardless of the cash flow you can get in Schenectady, I just can't stomach the lack of liquidity, it feels like putting money into a 401k that you just have to assume is inaccessible for the next 20+ years.  

I understand the stock is older - however, looking for insight on tenant-base, local culture/demographics, supply/demand, economic drivers.You know, in laymen's terms, the things Wikipedia won't tell me.  

It makes you look foolish and sends the wrong signals to potential buyers who will now offer even less because you have just shown your cards.Let's look at the economics of a house sale;We have a buyer who is going to most likely get maximum leverage from a lender at an unprecedented (and absurd) 3-4% interest rate.An agent looking to make highly taxable earned income (the real loser in this whole scenario). 

On the other hand, I think West Oakland will continue to have volatile prices over economic cycles.