No, a ten year balloon probably isn't possible I'd suggest an adjustable rate to motivate a refinance, you'll need to comply with the Dodd Frtank terms as well.

The concept behind estimating ARV is by using comps that are similar and have sold recently and then making the necessary adjustments.

The coordinators are expected to have both technical and strategic skills, the ability to work under pressure, and the capacity to adjust to rapidly changing conditions.

Adjusted slightly up or down depending on your home value.

There is no financing contingency to Buyer’s obligation to close .The other option which is not checked for my contract is:(b) This Contract is contingent upon Buyer obtaining a written loan commitment for a conventional FHA VA or other ______________ (describe) loan on the following terms within _______ (if left blank, then 30) days after Effective Date ("Loan Commitment Date") for (CHECK ONE): fixed, adjustable, fixed or adjustable rate loan in the Loan Amount (See Paragraph 2(c)), at an initial interest rate not to exceed _______ % (if left blank, then prevailing rate based upon Buyer’s creditworthiness), and for a term of _______(if left blank, then 30) years ("Financing").My wife says to just walk away as it has become too complicated and I somewhat agree.  

After multiple price adjustments, the price was dropped to $299,000, at which point multiple offers were made on the house. 

This will continue to adjust over the next few years until FEMA can stand on it's own.

I recently completed a two week intensive, M-F 9-430 course at Weichert Real Estate School, perhaps they have a location near you.

A CMA from a realtor should give you what you want if they can also pull pictures for the comps so you can see what upgrades the comps have (or not) and make some adjustments on that basis. 

You really have to adjust to what our market gives you.