If construction completes in Oct-Fed it might be slow to fill those vacancies. 

Winter, slow selling season was approaching. 

Tell myself to slow down a bit?

So I know that whoever decides to rent to us will probably be charging us way more than $1200 which will really slow down our long term goals.

In general there is a lot of speculation that the housing market prices are going to drop.... at least in California, it does feel that way I see home sales slowing down, prices haven’t really dropped a lot but it definitely slows....

You can't take a loan from your IRA accounts so the only option of tapping them would be a distribution and you may owe early withdrawal penalty. 

And, commercial tenants are known to be late payers - known as "slowing payables" that can wreck havoc on your cash flow. 

Biggest thing with rentals is to start slow, create policies and stick to them 100% of the time.

We had ours fully leased before possession but still ended up having to get a temporary commercial loan at 75% LTV because CMHC was so slow.

Plus with the market cooling down after the summer and the talk about the market slowing I figured now would be better than later.