Sounds good.

If it takes a year I am not sure if it's worth it.Thank youTo me, it sounds like you are so far from being an investor that you should run away from this or any other guru program.

Quote from @Hank Bank: Quote from @Greg Kasmer: @Hank Bank - Sounds like you have a solid property!

In my case, flood insurance was under $1800/yr and for the numbers made complete sense for me as a good deal with that added cost.4) Flood zone AE does not directly impact resale value, but can reduce the number of buyers considering your property which can lead to slower sale through time and potentially lower prices.  

Sounds like you’ve got some solid experience under your belt.

Completely agree with you on this; I'm not making any claims to the quality of these lenders here.

So you make it sound like it is only "SEO" that is competing for that minuscule amount. 

What you describe sounds a little like a BRRRR (Buy Rehab Rent Refinance Repeat). 

Sounds like you're in the scale/harvesting time so I think you need to determine if this property is something you are happy with the cashflow it would produce as well as the time needed to manage it or hire a property manager, or is it time to take the equity and redeploy it into something more worthwhile like a higher cash flowing investment or creating higher equity in the home you buy down here.

Estimates on the homes value are often completely wrong.