Investing in a High-Risk Flood Zone (AE) – Worth It or Hard Pass?

[Mario Niccolini]

Hey BiggerPockets community!

I’m analyzing a potential deal in Florida, but there’s a catch—it’s in an AE (High-Risk) flood zone. Hurricane Milton recently caused widespread flooding, yet this house remained unaffected. Still, I’m weighing the risks.

🔹 How much does AE zoning hurt resale value?
🔹 Does it make renting harder?
🔹 Have you reduced flood insurance costs (Elevation Cert, mitigation, etc.)?
🔹 Would you still do the deal?

Is this a hidden opportunity or a deal-breaker? Would you buy it? Appreciate any insights! 🚀