But we are finding with certain risk weighted factors, many investors who are currently earning 1.5% on their CDs would love to earn between 9-11% per year.

Weird because FHA had that special refi program (maybe not any more?

Even though I keep my feelings close to my vest I do take every loss very personally and vow to myself to never let it happen again, but naturally it does.

If a shareholder has contributed exactly one-third of the company's capital, then exactly one-third of the company's net profit or loss must be allocated to that shareholder.Your idea of contributing the same amount of capital and treat the funds from your "money guy" as a loan is a good one :)

Real expenses include depreciation, repairs, maintenance, vacancy loss, leasing fees, management fees, accounting fees, legal fees, all fees necessary to carry out an eviction (if necessary), postage, office supplies, HOA fees, landscaping, make ready upon tenant move out, etc.

Don't sign up for the rich dad coaching program.

Since these losses are not directly tied to income generating properties I'm not sure how that works.thanks,Sol

They should be able to tell you about the various programs and options you'll be able to qualify for.Regarding Commercial loans, I would first figure out what your trying to accomplish - buy a large property by yourself, pooling investor's money for one purchase, etc. then post a pointed question in a separate forum post.

Okay, they may not tell you everything, loans are financial products and are sold to qualified customers much like insurance.Some HELOCs may be called or adjusted if;You miss a payment(s)You take bankruptcyYour credit has a significant changeYour home value decreasesYou have an insured loss (small fire for example)Taxes are not paidInsurance lapsesThe lender's underwriting requirements changeA HELOC is a line of credit, a promise to advance funds in the future subject to the conditions that existed at the time of the commitment was given remain the same.You can avoid many of the advancing issues by taking the full amount available up front when it's made.

Good point Sam, but with just a little more effort many of those hand-up folk could probably skip the MH and move into a conventional home, lots of non-profit housing entities and low/mod income programs.