It maybe too late for this round, but at least some light can be shone on the issue. p.s.I have asked BP is there is a technology solution to this.

I love helping seniors and I truly believe that my client has come up with a wonderful solution that may work well for many others.

@Kevin Fox did you ever find a solution to this problem?  

But when it comes to investing and building towards eventual financial freedom... thats a different story...I was failing to find that kind of advice from my current work environment that would put me on the kind of path i have only read and heard about from those who have done it, so as a result, i have signed up for classes, i have gotten books, i have a coach, I'm building a team and my wife and I are proceeding with beginning our real estate investor business (part time), starting in Wholesale and then branching out to Buy and Hold and beyond We are ready to learn and network with others who see a major need to provide creative Win/Win solutions in today's real estate marketplaceLooking forward to meeting you guys and hearing your stories and background as well!

That is the problem with this system.The solution is to have "credit" partners come in to do the refinancing.  

Good afternoon Ben, I provide asset management, Appraisal/valuation and HOA Solutions to my clients Nationwide.

I don't have any solutions here, other than I will suggest that you go with the best level of financing you qualify for and don't miss out on buying while you look for something that doesn't exist.  

I do not know the solution to this problem but the following is my current opinion which I warn you is not mainstream: My current idea is to work through a large bank to obtain a swap interest rate hedge.

Although buying these housing solutions have several steps to the process, they are affordable and sustainable solutions.So, to really get started with selling, land solutions need to be available.

We started our company, Plum Home Solutions, LLC in mid 2015!